My name is Barry Zlotowicz and I’m a Glenview lawyer. I often hear jokes about lawyers. I’m a personal injury lawyer and as such, have often been called an “ambulance chaser.” I take no offense to these jokes. But what I do object to are outrageous claims made by attorneys to convince an accident victim to hire them. This gives all lawyers a bad name. If you want a fair assessment of your case, call us at 312-848-9783.
The Million Dollar Case
A couple months ago I received a call from a woman who was injured in an auto accident. She was climbing into the back seat of a co-worker’s car when suddenly the co-worker started to drive away. The victim was dragged behind the car for approximately twenty feet. In the process, she re-aggravated a pre-existing knee condition.
She started calling lawyers to obtain information. One lawyer she spoke to immediately told her that she had a “million-dollar case.” Most people when they hear that would get pretty excited. Who doesn’t want a million dollars? But she was a bit suspicious and called our office for another opinion.
“A million dollars” she told me. “Really,” I said. I asked her about her injuries and determined that there might be a case, depending on the severity of her injury. I asked her how much insurance the driver of the vehicle had and how much underinsured (UIM) insurance she had. She didn’t know.
Politely I told her, “if the defendant only has a $25,000.00 insurance policy, where is the other $975,000.00 coming from?”
Illinois Insurance Policy Requirements
In the State of Illinois, all drivers are required to have a minimum of $25,000.00 in liability coverage. Very often, that is all the money there is to recover for your medical bills, lost wages and pain and suffering.
As such, it is critical that you have enough uninsured/underinsured motorist coverage – a minimum of $100,000.00, if you can afford it. You cannot control how much insurance the other guy has but you can take steps to protect yourself.
Personal Injury Settlements
The reason so many people fall for exaggerated evaluations – like the million-dollar case – is that huge verdicts are the only verdicts we hear about in the news media. It’s not sexy to report on the simple auto accident which resulted in a fractured arm and settled for $50,000.00. The media would rather tell you about the million-dollar Liebeck vs. McDonalds Restaurants hot coffee case.
Yet $25,000.00 and $50,000.00 recoveries are far more common and represent what most personal injury settlements look like. Sure, there occasionally are multi-million-dollar cases, but they are few and far between.
Fair and Honest Assessment
When attempting to determine how much your case is worth, you have to take into account a variety of factors. This includes the amount of your medical bills, the severity of your injury, what insurance company you are dealing with, and more.
If you contact our office, one thing we can guarantee is that we will give you fair and honest assessment of your case. We will help you establish reasonable expectations so that there are no surprises when the insurance company makes its’ first offer. We believe this is a good policy all around. It helps us meet our obligation to be honest with our clients and also gives our clients accurate information upon which to make decisions about how to proceed.
Small Claims Court
For many cases, you may not even need a Glenview lawyer. If your case is worth less than $10,000.00, which many soft tissue cases are (often those cases involving minor contusions, sprains and strains), you can even represent yourself by filing a lawsuit in small claims court. If we feel this is your best option, we will tell you.
Don’t fall for exaggerated claims. Call our office for a free consultation. We will take the time to discuss your case with you. You will talk to a Glenview lawyer, not just an admin person. Call us today at 312-848-9783
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